Xcel Energy Inc.'s (XEL) Stock Purchase Plan provides a convenient and economical way for our shareholders and other investors to purchase shares of our common stock and to reinvest cash dividends in additional shares of our common stock.You should read the prospectus carefully before you invest and retain it for future reference.

Key features of the Plan include:

• $250 minimum initial investment with a one-time enrollment fee of $15 for new investors
• Monthly investment maximum of $25,000
• Transaction fees of $2.50 for optional investments or $1.50 with automatic monthly investments
• Ability to invest additional amounts - $25 minimum
• Purchases with cash investments are made weekly on Friday
• Investment through direct debit of bank accounts
• Dividend reinvestment
• Sales of Plan shares

What To Do:

1. Carefully read the Xcel Energy Prospectus before making any investment decision to purchase Xcel Energy Inc. common stock through the Plan.
2. Enroll online at www.shareowneronline.com or contact our Transfer Agent, EQ Shareowner Services, at 1-877-778-6786.